Hello Readers, Living and working in the UAE comes with many benefits, but it also means staying on top of legal requirements like the Involuntary Loss of Employment (ILOE) insurance scheme. Introduced in 2023, this mandatory program protects workers by providing financial support if they lose their job unexpectedly. However, missing payments or failing to enroll can lead to fines, which could affect your work permit or salary. In 2025, checking and paying ILOE fines is easy with digital tools like the MOHRE app and website. In this guide, I’ll walk you through how to check and pay your ILOE fines, why it’s important, and tips to stay compliant. Let’s dive in!
What is the ILOE Scheme?
The ILOE scheme, launched by the UAE’s Ministry of Human Resources and Emiratisation (MOHRE), is a social security program for private and federal government sector employees. It offers financial support—up to 60% of your basic salary for three months—if you lose your job due to reasons beyond your control, like termination or redundancy. The program is mandatory for most workers, with premiums as low as AED 5 per month, but failing to enroll or pay on time results in fines.
Why Check Your ILOE Fines?
Ignoring ILOE fines can lead to serious consequences, like work permit suspension or salary deductions. Checking your fines regularly ensures you stay compliant and avoid extra penalties. In 2025, MOHRE’s digital platforms, like the ILOE Quick Pay service, make it simple to check your status and settle dues in minutes. This saves you time, keeps your record clean, and protects your financial stability in the UAE.
Who Needs to Pay ILOE Fines?
Not everyone faces fines, but you might if you miss key deadlines. Here’s who’s affected:
|
Category |
Details |
|---|---|
|
Eligible Employees |
Private and federal government workers with a valid work permit. |
|
Fine Triggers |
Not enrolling by the deadline (AED 400) or missing premiums for 3+ months (AED 200). |
|
Exclusions |
Investors, domestic workers, part-time employees, and those under 18. |
|
Grace Period |
30 days after policy disagreed premium due date to renew without penalty. |
Fines can also apply to employers who fail to ensure employee enrollment, so check with your HR team if you’re unsure.
How to Check Your ILOE Fines Online
MOHRE’s ILOE Quick Pay service lets you check fines easily. Here’s how to do it using the website or app:
Using the MOHRE Website
-
Visit the Website: Go to www.mohre.gov.ae and click “Services.”
-
Select ILOE Quick Pay: Choose the “ILOE Quick Pay” option.
-
Enter Details: Select Emirates ID, Unified Number, Labour Card Number, or Person Code, then enter the number.
-
Verify OTP: Enter the OTP sent to your registered mobile number.
-
View Fines: Check for outstanding fines, including the amount, date, and details.
Using the MOHRE App
-
Download the App: Get the MOHRE UAE app from Google Play or the App Store.
-
Log In: Sign in with UAE Pass or your Emirates ID and password.
-
Navigate to ILOE Quick Pay: Find the option on the app’s homepage.
-
Enter Details: Input your Labour Card Number or Emirates ID.
-
Check Status: View any fines or confirm a clean record.
How to Pay ILOE Fines
Once you’ve checked your fines, paying them is quick and straightforward. Here’s how:
-
Select Payment Option: On the MOHRE app or website, choose to pay by credit/debit card or in installments (if available).
-
Enter Contact Details: Provide your mobile number and email for the receipt.
-
Complete Payment: Follow the payment gateway instructions to settle the fine.
-
Receive Confirmation: MOHRE processes payments within one working day, and you’ll get a receipt via SMS or email.
You can also pay fines at alternative locations like Al Ansari Exchange, Dubai Islamic Bank, Mashreq Bank, or MOHRE’s Tasheel and Tawjeeh centers.
Fine Details and Penalties
Here’s a breakdown of ILOE fines in 2025:
|
Fine Type |
Amount |
Reason |
|---|---|---|
|
Non-Enrollment |
AED 400 |
Failing to subscribe by the deadline. |
|
Missed Premium Payments |
AED 200 |
Not paying premiums for 3+ months. |
Non-payment can lead to policy cancellation, work permit issues, or salary deductions, so act quickly to resolve fines.
Tips to Avoid ILOE Fines
Stay compliant with these simple tips:
-
Subscribe on Time: Enroll within four months of starting your job at www.iloe.ae.
-
Set Payment Reminders: Pay premiums monthly, quarterly, or annually to avoid lapses.
-
Check Regularly: Use the MOHRE app or website to monitor your status every few months.
-
Update Details: Inform MOHRE of salary changes to adjust premiums correctly.
-
Contact Support: Call 600 599555 or email claims@iloe.ae for help with issues.
Common Challenges and Solutions
Some users face problems like missing fines or app errors. Here’s how to handle them:
-
Fines Not Showing: Confirm your Emirates ID or Labour Card Number is correct. Contact your employer if the issue persists.
-
App Glitches: Update the app, clear the cache, or use the website instead.
-
Incorrect Fines: File an appeal with MOHRE, submitting supporting documents via the app or website.
-
Lost Login Details: Reset your UAE Pass or contact MOHRE for assistance.
Why It Matters
The ILOE scheme is a vital safety net, but fines can disrupt your financial and legal standing. Unpaid fines may lead to salary deductions or work permit issues, making it harder to secure new employment. Checking and paying fines promptly ensures you remain eligible for benefits and avoid complications.
Also Check:- HRMS Bihar
Final Thoughts
In 2025, checking and paying your ILOE fines in the UAE is quick and easy with MOHRE’s ILOE Quick Pay service. Whether you use the website, app, or alternative payment methods, you can settle fines in minutes and keep your record clean. By staying proactive and monitoring your status, you’ll avoid penalties and maintain your financial security. Visit www.mohre.gov.ae or download the MOHRE app to get started, and stay compliant with the UAE’s mandatory ILOE scheme!
