FAB Balance Check 2025: A Simple Guide to Monitor Your Finances in the UAE

Hello Readers, Keeping track of your money is crucial, especially in a fast-paced place like the UAE. If you’re a First Abu Dhabi Bank (FAB) customer, checking your account balance is easier than ever in 2025. Whether you have a salary account, a Ratibi prepaid card, or a credit card, FAB offers multiple ways to stay updated on your funds. From mobile apps to ATMs, I’ll guide you through the simplest methods to check your FAB balance, why it matters, and tips to avoid issues. Let’s get started!

Why Check Your FAB Balance Regularly?

Monitoring software your FAB bank balance helps you manage your finances, track your salary deposits, and avoid overspending. It’s also a great way to spot unauthorized transactions early and stay on top of your budgeting goals. With FAB’s user-friendly digital tools, you can check your balance in seconds, whether you’re in Dubai, Abu Dhabi, or abroad. Plus, it’s free and secure, making it a no-brainer for staying financially organized in 2025.

Who Can Check Their FAB Balance?

FAB’s balance check services are available to most account holders, but the process varies slightly depending on your account type. Here’s a quick look:

Account Type

Access Details

Savings/Current Account

Use FAB website, mobile app, ATM, or SMS for balance inquiries.

Ratibi Prepaid Card

Check via FAB’s prepaid card portal, app, or ATM.

Credit Card

Access through mobile app, online banking, or customer care.

Exclusions

Non-FAB accounts or cards not registered with FAB cannot be checked.

If you’re unsure about your account type, contact FAB’s customer care at 600 525500 (UAE) or +971 2 681 1511 (international).

Methods to Check Your FAB Balance in 2025

FAB offers several convenient ways to check your balance. Here’s how each method works:

1. FAB Mobile App

The FAB Mobile app is the fastest and most popular way to check your balance. It’s user-friendly and provides real-time updates.

  1. Download the App: Get it from Google Play or the App Store.

  2. Log In: Use your Emirates ID, customer ID, or debit/credit card number. First-time users need to register with a password and 6-digit PIN.

  3. View Balance: Your account balance appears on the app’s homepage. Tap “Accounts” or “Cards” for detailed transaction history.

2. FAB Website (Online Banking)

If you prefer using a browser, FAB’s website is a great option.

  1. Visit the Website: Go to www.bankfab.com and click “Login” at the top right.

  2. Enter Credentials: For prepaid cards, visit ppc.bankfab.com, enter the last two digits of your card and the 16-digit Card ID (found on the front bottom of your card).

  3. Check Balance: Click “Go” to see your balance and recent transactions.

3. ATM Balance Inquiry

No internet? No problem! Use any FAB ATM for a quick check.

  1. Locate an ATM: Find a nearby FAB ATM using the app’s locator feature.

  2. Insert Card: Use your FAB debit or prepaid card and enter your PIN.

  3. Select Option: Choose “Balance Inquiry” to view your balance on-screen.

Note: Checking your balance more than twice a month at an ATM may incur a small fee, so use the app or website when possible.

4. SMS Banking

SMS banking is perfect for low or no internet access.

  1. Register for SMS Banking: Ensure your mobile number is linked to your FAB account.

  2. Send SMS: Text “BAL” followed by your account number or the last four digits of your card to 2121.

  3. Receive Balance: You’ll get an instant SMS with your current balance.

5. Customer Care

For personal assistance, call FAB’s helpline.

  1. Dial the Number: Use 600 525500 (UAE) or +971 2 681 1511 (international).

  2. Follow IVR Menu: Select the “Balance Check” option or speak to a representative.

  3. Verify Identity: Provide your Emirates ID or card number to hear your balance.

Key Details to Know

Here’s a quick reference for FAB balance check methods in 2025:

Method

Requirements

Processing Time

Cost

FAB Mobile App

Emirates ID, app login

Instant

Free

Online Banking

Card number, Card ID

Instant

Free

ATM

FAB debit/prepaid card, PIN

Instant

Free (up to 2/month)

SMS Banking

Registered mobile, account/card number

Instant

Nominal fee

Customer Care

Emirates ID or card number

1–2 minutes

Free

FAB’s SWIFT code (NBADAEAAXXX) isn’t needed for balance checks but may be useful for international transfers.

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Why It’s Important to Check Your Balance

Regularly checking your FAB balance offers several benefits:

  • Track Salary Deposits: Confirm your salary is credited on time, especially for Ratibi cardholders.

  • Avoid Overdrafts: Stay within your limits to avoid fees.

  • Detect Fraud: Spot unauthorized transactions quickly and report them to FAB at 600 525500.

  • Budget Smartly: Plan expenses like rent, bills, or loans with accurate balance info.

Tips for a Smooth Balance Check

To make the process seamless, follow these tips:

  • Register Your Mobile: Ensure your UAE mobile number is linked to your account for OTPs or SMS banking.

  • Use Secure Devices: Avoid public computers for online banking to protect your data.

  • Update the App: Keep the FAB Mobile app updated to avoid glitches.

  • Save Credentials Safely: Use a password manager for login details, especially for new users.

  • Contact Support for Issues: If you face errors, call 600 525500 or email atyourservice@bankfab.com.

Common Challenges and Solutions

Some users encounter issues like app crashes or incorrect balance displays. Here’s how to handle them:

  • App Not Working: Clear the cache, update the app, or try the website.

  • Balance Not Showing: Verify your account is registered with MOHRE or contact your employer for Ratibi cards.

  • Unauthorized Transactions: Report immediately to FAB’s customer care to freeze your account.

  • Lost Card: Deactivate your card via the app or website to prevent misuse.

Final Thoughts

Checking your FAB balance in 2025 is quick and easy with options like the FAB Mobile app, online banking, ATMs, SMS, or customer care. Whether you’re managing a salary account or a Ratibi prepaid card, these tools help you stay in control of your finances. By regularly monitoring your balance, you can budget wisely, avoid fees, and catch issues early. Visit www.bankfab.com or download the FAB Mobile app to get started, and keep your financial journey stress-free!

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